Terms and Conditions of Service

Welcome to Quorinalith's terms and conditions. These terms govern your subscription to our financial planning service and establish the framework for our professional relationship.

Effective Date: July 24, 2025

Agreement and Acceptance

By subscribing to Quorinalith's financial planning service, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

Your continued use of our subscription service constitutes ongoing acceptance of these terms and any updates we may make from time to time.

Important Definitions

These definitions help clarify key terms used throughout our service agreement:

  • "Service": Refers to our monthly financial planning subscription including consultations, analysis, and ongoing support
  • "Subscriber" or "You": The individual who has subscribed to our financial planning service and agreed to these terms
  • "Content": All materials, advice, analysis, and information provided through our subscription service
  • "Account": Your subscription account including personal information, consultation history, and service preferences

Service Usage Guidelines

Our subscription service is designed for legitimate financial planning purposes and personal use only.

Subscriber Eligibility

Our service is available to individuals aged 18 and above who are legally capable of entering into binding agreements.

18+ only

Authorized Service Uses

  • Personal financial planning consultation and guidance
  • Access to analytical reviews and strategic recommendations
  • Communication with assigned financial planning consultants

Subscriber Responsibilities

As a subscriber, you agree to maintain certain standards and responsibilities:

  • Provide accurate and complete information for consultations
  • Maintain confidentiality of account access credentials
  • Use the service in accordance with applicable laws and regulations
  • Notify us promptly of any changes affecting your consultation needs

Prohibited Uses

The following activities are strictly prohibited when using our service:

  • Sharing account access with unauthorized individuals
  • Using the service for illegal financial activities
  • Reproducing or distributing proprietary content without permission
  • Attempting to reverse engineer or compromise service security
  • Providing false or misleading information during consultations

Intellectual Property Protection

All content, methodologies, and materials provided through our subscription service are protected by intellectual property laws and remain our exclusive property.

Limited Use License:

We grant you a limited, non-exclusive license to use our service content for personal financial planning purposes only during your active subscription period.

Privacy and Data Handling

We are committed to protecting your privacy and handling your personal information responsibly according to applicable data protection laws.

Detailed information about our data practices is available in our comprehensive Privacy Policy Privacy Policy

Subscription Payment Terms

Your subscription includes the following payment terms and conditions:

  • Monthly subscription fee of RM250 charged in advance
  • Automatic renewal unless cancelled with 30 days notice
  • All fees include applicable Malaysian taxes and service charges

Service Disclaimers

Important disclaimers regarding our financial planning subscription service:

We provide our service on an "as is" basis without warranties of any kind, express or implied. Results may vary based on individual circumstances and market conditions.

Liability Limitations

Our liability for any claims related to the subscription service is limited to the amount paid for the service in the preceding 12 months.

In no event shall we be liable for indirect, consequential, or punitive damages arising from service use

Subscriber Indemnification

Subscribers agree to indemnify Quorinalith against claims arising from breach of these terms or misuse of our service.

Dispute Resolution Information

We encourage resolving disputes through direct communication first, followed by formal dispute resolution mechanisms if necessary.

Arbitration Process

Disputes that cannot be resolved directly may be subject to binding arbitration under Malaysian arbitration rules.

Arbitration proceedings will be conducted in English and follow established Malaysian commercial arbitration procedures

Consumer Protection

Malaysian consumer protection laws provide additional rights and remedies for subscribers.

Information about consumer protection mechanisms is available through relevant Malaysian authorities: Malaysia Consumer Protection

Applicable Law

These terms are governed by Malaysian law and subject to the exclusive jurisdiction of Malaysian courts.

Subscription Termination

Either party may terminate the subscription with 30 days written notice. Termination does not affect obligations incurred prior to the termination date.

Upon termination, access to consultation services ceases and confidentiality obligations continue indefinitely

Terms Updates

We may update these terms periodically to reflect service changes, regulatory requirements, or operational improvements.

Material changes will be communicated through email or service notifications with reasonable advance notice

Severability of Terms

If any provision of these terms is deemed unenforceable, the remaining terms continue in full effect.

Complete Agreement

These terms, together with our Privacy Policy and other referenced documents, constitute the complete agreement between you and Quorinalith regarding our subscription service.

Contact Information for Questions

For questions about these terms or our subscription service, please contact us using the information provided in our contact section.

Legal Entity: Quorinalith Financial Services Sdn. Bhd.

Email Address: info@quorinalith.com

Phone Number: +601249381506

Business Address: Kuala Lumpur City Centre, 50088 Kuala Lumpur, Malaysia